The Virtual card is available for all active YouTroopers for free!
All YouTrip users are automatically issued a Physical card and a Virtual card. You will not be able to opt out of having a Virtual card however, you have an option to lock the card on your YouTrip app should you decide not to make transactions with it.
Nevertheless, you may be missing out on a lot of conveniences that a Virtual card brings. To enjoy the benefits of both Physical and Virtual cards, we recommend using both simultaneously!