Child accounts are designed for everyday spending and basic account management. By default, children can use their physical card for in-store purchases and perform currency exchanges within the app.
Parents can enable additional features, such as:
- Online payments
- Overseas ATM withdrawals
- Local transfers to other YouTrip users
For security reasons, the following features are not available on child accounts: YouTrip Split, Overseas Transfers, travel insurance, and eSIM purchases.
What features of YouTrip does my child have access to?
| Feature | Child account |
|---|---|
| Card | Physical only, no virtual card |
| Point of sale (POS) card spend | Available |
| Online card spend | Only if the parent enables it on their app |
| Overseas ATM withdrawal | Only if the parent enables it on their app |
| Top up | Parent top up |
| YouTrip Send | Can send or receive to/from other YouTrip users if the parent enables |
| Withdraw funds to the bank | Not allowed to withdraw funds back to the bank. Only parents can withdraw to their own YouTrip account. |
| Exchange wallet currencies | Available |
| Perks / Cashback / Referrals / Social Campaigns | Not available |
| YouTrip Split / Overseas Transfers / Travel Insurance / eSIM | Not available |