YouTrip's SmartExchange™ technology enables the automatic exchange of other currencies in your wallet when you don't have a sufficient amount of local currency while making a purchase.
How does YouTrip's SmartExchange™ work?
Say you've got your eyes on a pair of sneakers that costs US$750.
Upon checking your YouTrip app before purchase, you realise that you don't have enough USD stored in your wallet.
However, when making the purchase, SmartExchange™ automatically converts other currencies already in your wallet to USD to complete the purchase.
With the automatic exchange made, the sneaker purchase goes through smoothly!
This gives you a seamless payment experience and the ability to make use of the cash stored in different currency wallets in a single purchase. Pretty smart, right?
Of course, our competitive and real-time Wholesale Exchange Rates with no transaction fee and no markups will be used at the time of SmartExchange™.
In the event that there is insufficient balance in a particular currency wallet, the remaining amount required to complete the purchase will come from other wallets in this order: Singapore Dollar, United States Dollar, Euro, Great British Pound, Japanese Yen, Hong Kong Dollar, Australian Dollar, New Zealand Dollar, Swiss Franc, Swedish Krona.