Yes, Apple Pay uses security features built into the hardware and software of your device to help protect your transactions and personal information. You may click here to understand further.
As for Google Pay, whenever you tap to pay, Google Pay sends a virtual account number to the merchant instead of your actual card number. This ensures that your payment info stays secure. You may click here to understand further.
If you observe fraudulent activity on your YouTrip card, lock your card via the 'Cards' tab on your YouTrip app then contact our Customer Experience Team via customer@you.co immediately or call our hotline +65 6904 9334.