All YouTrip users are automatically issued both a Physical Card and a Virtual Card.
While opting out of the Physical or Virtual card isn't possible, you can lock it through the YouTrip app if you choose not to use it for transactions.
Transactions Requiring a Physical Card:
Please note that certain transactions can only be performed using your Physical Card:
- ATM Withdrawals
- Point-of-Sale (POS) Transactions
Virtual Card Benefits:
We’ve introduced the Virtual Card to provide immediate access to spending, even before your Physical Card arrives. Here’s what you can do with your Virtual Card:
- Top-up your account
- Shop online
- Enjoy favourable exchange rates
The Virtual Card offers added security by being entirely digital — it cannot be lost or stolen. However, remember to keep your card details confidential for maximum security.
To fully enjoy the benefits of YouTrip, we recommend utilising both the Physical and Virtual Cards in tandem!